The modules of the EMIL Insurance Suite cover the entire value chain from offer & application to claims management and customer-centric service.
Simplify your sales and accelerate your time to market. The entire quote & bind and underwriting process can be customised and dynamic application routes can be configured directly from the interface.
Configure products, prices and processes flexibly and easily and maintain an overview of contracts and policies. It is also possible to configure all claims processes, including first notice of loss (FNOL), claims review, service provider management, etc.
All customers and partners can be comprehensively managed. Sales hierarchies and commission calculations can be customised. Separate interfaces and views are available for external sales partners.
Use the powerful business intelligence tool to get meaningful statistics, reports and live reports and KPIs on easy-to-read dashboards.
More than insurance: Get an application landscape that goes beyond insurance expertise. Easily source services and surrounding systems through our component-based plug-and-play marketplace, benefit from flexible configuration and easy document creation and management.
The EMIL Insurance Suite works stand-alone: the technology platform and individual insurance products can be operated, managed and adapted directly by the business department without the need of any programming skills.
The browser-based product benchmarking module for insurances works stand-alone and enables intelligent optimization through up-to-date market data.
The easy-to-integrate EMIL Insurance Suite enables cost-effective, high-speed operation as well as flexibility in configuration and customization.
Easy integration
Stand-alone functionality with high integration capability and modern interfaces (e.g. REST, SDK).
Cloud-native IT
Modern cloud-native technology ensures high scalability, agility and availability of software.
High flexibility
Modular software and no-code/low-code capabilities ensure independence from IT resources and offer a high degree of customisation.
Low-cost SaaS-operation
The rapid implementation of new business ideas, lines of business and products or the replacement of the existing application landscape: the EMIL Insurance Suite serves as a digital speedboat and as a new core system for migrations.
Simple migration, reduction of administrative costs, inventory optimization & more.: The EMIL Insurance Suite enables more efficient operation of ancillary portfolios, where implementation in the core system would be too complex or costly.
The cloud-native EMIL technology has been developed and optimised over a period of several years and is based on a modern service-oriented architecture for high flexibility and scalability.
In cooperation with EMIL, Gothaer Allgemeine Versicherung AG has launched Germany's first Pay-Per-Mile insurance. Outside existing legacy structures, the EMIL Insurance Suite enabled a fast product launch and was used for the entire insurance business as well as portfolio management and operative processing (incl. booking funnel, vehicle registration, VWB, etc.).
Compliance and operations
Compliance with BaFin requirements for cloud service providers and regular audits for BaFin and GoBD conformity.
Data privacy and security
Continuous operation
Among other things, a comprehensive monitoring system and encrypted backups ensure trouble-free software operation - 24/7.
